I don't have health insurance now. When can I enroll?
The Patient Protection and Affordable Care Act provides for an open enrollment period which starts on November 15th every year.
If you have been without coverage for 63 days or more, you must wait until the open enrollment period.
There are "Special Election Periods" that may allow you to enroll now:
A move to a new area, marriage, divorce, birth of a child, loss of employer coverage, loss of Medicaid, and other options.
Our specialists are glad to discuss your options.
I'm turning 65 soon. How do I get Medicare?
If you are already collecting Social Security, you will automatically receive your Medicare card, with an effective date on the first of the month of your 65th birthday.
If not collecting SS, you may enroll three months before your birthday by:
1. Calling our office to enroll;
2. Enroll online at www.Medicare.gov;
3. Call Social Security at (800) 772-1213
4. Visit you local Social Security office.
The next step is to select a Medicare Supplement and Part "D" Rx plan, or a Medicare Advantage Plan, which includes Rx, and with some plans, dental, vision, hearing and fitness club.
I have a CD due for renewal, but it pays only 1%. My brother has some annuities. Can you explain them?
Money that’s held in an immediate or a deferred annuity can be invested in three basic ways and are either called fixed, variable, or indexed:
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Morrisville, PA 19067
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