An Intro to Group Health Insurance
At Health Insurance Demo, we help local businesses find affordable group health plans to keep their employees safe. Our insurance professionals act as liaisons between your company and several top insurance carriers in California. We can help craft a policy for your needs, whatever the size of your business. We are here to assist you each year with renewals and to make any necessary changes to your policy, as well. If you operate in San Diego and nearby California, contact our team about the group health insurance options available to you.
Choosing a Carrier and Plan
Our team will help you analyze your business and the carriers and policies that may be a good fit for your needs. We can compare plans from top insurance companies to find the ones that work best for you. Once you have chosen a plan or group of plans, we’ll implement your it in coordination with the selected carrier and prepare to introduce the policy to your employees.
Employee Open Enrollment
Each year, our agents will come to your workplace to present the group health insurance options to your employees. If you’ve chosen a policy with different employee options, such as a PPO and HMO, we’ll explain the differences in cost and coverage. After the presentation, our team will be available in person and by phone to answer any policy questions that arise while employees are selecting their plans. Each employee will have to go online to make his or her elections for coverage or waive coverage.
New Employee Enrollment
For new employees who sign on to insurance at times of the year other than open enrollment, we will provide a packet with an explanation of benefits and are available to answer any questions.
Yearly Renewals
Each year, we’ll review any changes and rate increases that affect your group policy and help explain them to your employees. You’ll have to renew your group policy each year in order to continue protecting your employees. If you’d like to consider switching insurance carriers, we can explore other group health insurance option and compare contributions and coverage.
Affordable Care Act
When it was first released, the ACA made some big changes in terms of coverage requirements and out-of-pocket expenses for many. We will educate you and your employees on which annual visits are covered free of charge, which prescriptions may also be free – such as birth control – and other requirements that must be included in all new insurance offerings.
Keep Your Employees Protected
At Health Insurance Demo, we’re constantly learning about group health insurance and looking for ways to best serve you. We research changes in healthcare insurance trends and stay up-to-date with health insurance laws as they relate to California. We would love to use this knowledge to help you find a great policy for your employees. If you own a business, large or small, in San Diego or nearby California, and want to explore group health insurance, contact us today.
